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Merchant Portal

The Merchant Portal is for importers or merchant clients who need a supplier payment route recommendation from a FlowClaw Operator Company.

What The Merchant Portal Is For

The portal helps a merchant:

  • sign in to the correct Operator Company workspace
  • request a supplier payment route
  • compare the recommended route at a safe summary level
  • accept the route when ready
  • see assigned route cases that an operator has made visible
  • manage privacy and data-rights controls

It is not an admin console and it does not expose full route scoring internals.

Top-Level Layout

Area What it means Merchant action
Top ticker A scrolling trust/status strip shown above the main nav. Read-only.
Top nav Logo, menu button, signed-in user, active tenant, and sign out. Use Menu for navigation or Sign Out to end session.
GDPR banner Cookie and data processing notice. Choose Essential Only, Settings, or Accept All.
Left content area Login, route request, pilot cases, privacy panel, or route decision content. Main working area.
Right content area Recommended route and execution steps after a route request succeeds. Review route summary.
Sidebar Navigation and account links. Switch views.

Sign In

The sign-in screen appears when no profile is loaded.

Box or button Meaning What happens
Email Merchant account email. Sent to POST /auth/login.
Password Merchant account password. Sent with the email for local login when local auth is enabled.
Sign In Starts authentication. Loads /auth/session, profile, active tenant, and roles if successful.

If the signed-in user is not a Merchant Client, the portal shows a role mismatch warning. The warning exists because this portal is meant for the customer role, not the Desk Operator or Platform Admin role.

Sidebar item What it opens Current behavior
New Supplier Route Main route request form. Fully wired.
Route History Route history view. Shows previous or available route activity when configured.
Pilot Cases Assigned route cases visible to this merchant. Loads /merchant/pilot-cases.
Profile Settings Profile view. Shows profile/account settings when configured.
Privacy & Data (GDPR) Privacy and data rights panel. Opens privacy panel.
Privacy Policy External route /privacy-policy. Opens the configured privacy page.
Terms of Service External route /terms. Opens the configured terms page.
Sign Out Ends session. Calls POST /auth/logout, clears profile/session state, returns to input view.

New Supplier Route Form

This is the core merchant workflow.

Field What it means Current values
Merchant Currency The currency the merchant starts with. NGN, KES, UGX, ETB, SSP
Supplier Settlement The currency or asset the supplier should receive. USD, USDT, USDC, CNY, CNH
Amount The payment amount in merchant currency. Numeric input. Default state in code is 8000.
Mode How far execution is allowed to go. Simulation, Guided Execution, Live Safe Probe, Automated Execution.

Mode Meanings

Mode Plain English meaning
Simulation Compare supplier-payment routes with no live execution. This is the safest default.
Guided Execution Merchant authorizes, then operator approval and manual steps control execution.
Live Safe Probe Tiny controlled live connector test. The backend has a safety cap for this mode.
Automated Execution Policy-gated automation mode for supported configured connectors.

Simulate Supplier Route Button

Button label: Simulate Supplier Route.

What it does:

  1. Sends the form to POST /payment-request.
  2. The backend creates a route session.
  3. The route engine generates candidate routes.
  4. Policy is evaluated.
  5. The response is stored in the portal as session.
  6. The portal switches to the route decision view.

Route Decision View

This appears after the route request succeeds.

Box or field What it means
Recommended Route The route ID selected by FlowClaw.
Hops Number of route steps in the recommended route.
Fee Estimated route cost percentage from the recommendation.
Mode The execution mode used for the request.
Execution Steps The ordered provider/asset steps in the route.
Ask about this session Runtime assistant box scoped to the current session.
Send Request Sends the typed question to POST /runtime/requests.
Accept Route Calls POST /sessions/{session_id}/approve.

Accept Route

The merchant-side Accept Route button means: "I accept this recommended route."

It is different from a Desk Operator approval in the admin console. Merchant acceptance records the merchant decision; desk-side approval is an operational control decision.

After Accept Route succeeds, the portal switches to execution view and shows updated session state.

Runtime Assistant

The runtime assistant is a message box for session-scoped help.

Common merchant questions:

  • "Why was this route recommended?"
  • "What proof is needed?"
  • "What are the steps?"
  • "What happens next?"
  • "Is this route simulated or live?"

Backend route: POST /runtime/requests.

The request includes:

  • message text
  • tenant ID
  • workspace ID
  • optional session ID

Assigned Route Cases

The Pilot Cases sidebar item loads merchant-visible route cases.

Backend route: GET /merchant/pilot-cases.

The merchant only sees cases that satisfy all conditions:

  • same active tenant
  • assigned to this merchant user
  • merchant_visible=true
  • returned through the merchant-safe response model

Route Case Fields

Field What it means
Case ID Route case reference.
Corridor Route corridor being tested, such as Nigeria-to-China.
Status Current case state.
Recommendation summary Merchant-safe route recommendation summary.
Required action What the merchant needs to do, if anything.
Proof or outcome summary Safe evidence/output summary exposed by the operator.

The merchant view shows the safe summary for the case and hides operator-only scoring, internal notes, governance notes, and sensitive evidence details.

Privacy And Data Rights

The Privacy & Data panel explains GDPR-style data rights.

Box or button Meaning Current backend status
Export My Data (JSON) Downloads account data when this workflow is enabled. Data rights action.
Essential Only Stores cookie preference as essential only in browser local storage. Local browser action.
Accept All Stores cookie preference as all cookies accepted in browser local storage. Local browser action.
Data Processing Consent Explains processing reasons. Read-only text.
Request Account Deletion Submits an account deletion request when this workflow is enabled. Data rights action.
Data Protection Officer Shows contact route for data/privacy issues. Read-only text.

Merchant Visibility Rules

  • Merchant pages show clear recommendations and required actions, not full operator scoring.
  • Merchant acceptance records the merchant's decision for the route.
  • Merchant users only see cases assigned to them in the active Operator Company workspace.
  • Route cases appear in the Merchant Portal only after an operator publishes merchant-safe visibility.

Troubleshooting

Symptom Likely cause What to do
Role mismatch warning Signed in as admin/operator instead of merchant. Use a Merchant Client account or switch to /index.html for operator work.
No pilot cases No assigned visible cases, wrong tenant, or not a merchant role. Ask the Desk Operator to assign and publish visibility.
Route request fails Auth/session/tenant issue or backend validation error. Check active tenant and API error message.
Export data is unavailable Data export workflow is not enabled for the deployment. Use the privacy/contact workflow.
Account deletion request is unavailable Deletion workflow is not enabled for the deployment. Use the privacy/contact workflow.